JS Bank, one of Pakistan’s fastest-growing financial institutions, has partnered exclusively with Instant Cash, a global money transfer brand under the FINTX portfolio, to introduce JS GharPay—the country’s first-ever door-to-door remittance delivery service.
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This groundbreaking initiative enables beneficiaries to receive remittances directly at their doorstep, eliminating the need to visit bank branches or agent locations. The service is completely free, offering a secure, reliable, and highly convenient solution, particularly for recipients in remote or underserved areas.
JS GharPay aims to reduce transportation costs, save time, and significantly improve financial access for families who may have limited connectivity with traditional banking networks. By addressing one of the key friction points in the remittance experience, the service supports broader financial inclusion goals across Pakistan.
The launch event was attended by key executives from both organizations, including Basir Shamsie, President & CEO of JS Bank; Syed Jafar Raza, Group Head – Investment, International & Transactional Banking at JS Bank; Nasir Hussain, Head of International Home Remittances at JS Bank; and Usman Bin Raees, COO of Instant Cash.
Speaking at the launch, President & CEO JS Bank, Mr. Basir Shamsie said, “JS Bank is committed to introducing innovative solutions that address the needs of our customers. With JS GharPay, in partnership with Instant Cash, we are setting a new standard for remittance services in Pakistan. This service ensures a safe, reliable, and convenient way for families to receive funds, particularly in areas where access to financial services is limited.”
Syed Jafar Raza, Group Head Investment, International and Transaction Banking at JS Bank, added, “This space is critical for the NRP’s and larger communities. The market needs this much-needed innovation for the beneficiaries of Home Remittances and Partners.”
Usman Bin Raees, COO of Instant Cash, commented, “At Instant Cash, we are committed to enhancing financial inclusion through our global network and innovative solutions. Partnering with JS Bank for ‘GharPay’ strengthens financial access for beneficiaries and promotes legal remittances by combining competitive exchange rates with the convenience of home delivery.”
JS Bank plans to expand the JS GharPay service nationwide, reaffirming its focus on customer-centric innovations and accessible financial solutions. With Instant Cash bringing global expertise in secure cross-border payments, the partnership sets a new benchmark for remittance services in Pakistan.
